Common Scam Examples and How They Work

Scams change constantly, but most follow predictable patterns. Understanding how common scams work can make them easier to recognize before any damage is done.

Below are examples of scams people frequently search online to verify.

Fake CRA or Government Messages

These scams claim to be from the CRA or another government agency. They may say:

• Your benefits were adjusted

• You owe back taxes

• A refund is pending

• Legal action will begin if you do not respond

Messages often arrive by text or email and include a link. Government agencies do not demand immediate payment by text or request personal details this way.

Delivery and Package Text Scams

These messages claim there is an issue with a delivery and ask you to click a link to confirm details or pay a small fee.

Signs include:

• Vague references to a package

• No courier name or tracking number

• Poor grammar or odd links

Beware of email scams: A digital warning highlights the dangers of opening suspicious emails and the potential cybersecurity threats they pose.

If you are expecting a package, check the courier’s official website directly.

Payment and Refund Scams

These scams involve money movement and may include:

• Requests to pay fees to receive a refund

• Overpayment scams where you are asked to send money back

• Fake invoices or payment confirmations

Legitimate refunds do not require upfront fees.

Account Alert and Password Reset Scams

You may receive messages claiming:

• Suspicious login attempts

• Account suspension

• Required password resets

The goal is to trick you into entering login details on a fake site. Always access your account through the official app or website.

Social Media Impersonation Scams

Scammers may pose as:

• Friends

• Family members

• Businesses

• Customer support accounts

They often ask for urgent help or payments. Always confirm through another method before responding.

Tech Support Scams

Popups or calls may claim your device is infected or compromised. These scams try to convince you to:

• Call a phone number

• Install software

• Pay for fake repairs

Real tech companies do not contact users this way.

What to Do If You Encounter a Scam

If you believe you have encountered a scam:

• Stop interacting immediately

• Save screenshots or messages

• Contact your bank if money was involved

• Change passwords if you clicked a link

• Report the scam through official channels

Reporting helps reduce future scams.